I'm opening an AU Bank zero-balance digital account only for outward remittances. Can I skip the debit card and its annual fee? Do I need AePS, a cheque book or a passbook?
I'm opening an AU Bank zero-balance digital account only for outward remittances. Can I skip the debit card and its annual fee? Do I need AePS, a cheque book or a passbook?
Yes, you will see a small radio button near the passbook, checkbook option. Just unselect the debit card. I also applied for an account w/o debit card.
It's been 2 months, and I haven't seen any unwanted charges.
You don't need to select AePS
AePS (Aadhaar Enabled Payment System) is a bank-led model that allows users to perform basic financial transactions like cash withdrawals, balance inquiries, and fund transfers using just their Aadhaar number and biometric authentication at micro-ATMs or with authorised Business Correspondents, without needing a debit card or PIN