My elder brother has spastic cerebral palsy and he is 39. After my father's passing away, me and my mother want to create some regular income source for my brother. Could you let me know about such policies which can be less risk, looking at the circumstances we are in as we won't have a high risk appetite. Eg if I target that he gets 20,000/- per month for the time till he lives, how much lump sum amount needs to be invested, and what are my options available.
Also, what is the way that he gets money in cash instead of going to banks which are totally inaccessible for him.
