Sir, I have a homeloan with ICIIC bank for Rs. 6Lakh and due to financial stress, planning to dispose my flat and pre-close the home loan, I have already heard about the RBI notification to the bank for stopping the pre-closure charges levied. And I am also reading the complaints of people who are not availing the rbi facility on this pre-closure penalty charges as their banks are turning down saying that they have not received any notification from rbi in this regard.
Sir request to kindly help me, as I have to go for the closure of my loan account and how do i handle this, if iam asked to pay 2% as pre-closure charges by my bank
