CAN A TOBACCO CHEWING PERSON PURCHASE ICICI iPROTECT TERM INSURANCE PLAN? CAN ICICI iPROTECT PLAN CAN BE PURCHASED THROUGH SBICAP DEMAT ACCOUNT?WHAT IS THE DETAILED PROCESS AND DOCUMENTS TO PURCHASE ICICI iPROTECT PLAN ONLINE AND OFFLINE?
1 Answers
Tobacco chewing person can also buy term insurance but premium may increase due to that. Insurance company may get medical test done and then decide to increase premium based upon findings.
You can apply directly on ICICI website here: ICICI Pru iProtect online application. There is no need of demat account for buying any insurance product.
This policy cannot be bought offline. There are other term policies which can be purchased offline but premium will be higher in them.
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