maximum monthly return on monthly investment of 15000 pm for 3 yearsre

I am a 44 year old person , with a family responsibilty of wife and a 11 year old daughter and a liability of 10 lakhs of home and 2 lakhs of car loan.got exhousted in 18 years of tiresome sales job.My main worry is that I may not be able to carry my career with this line .I want to persue this type of job for another 3 years , means , I can invest around 15 to 20000 per month , upto next 3 years ,means 3 x 12 x 15000 = Rs.5,40,000 /7,20,000. SO,I need some candid financial guidance , that how and where I should invest so, I can get maximum monthly return after my pre mature retirement.

asked Oct 28 '12 at 13:53 by financial advisor 122


Hello dear, If you are looking for maximum monthly return, then equity funds can be the best option for you. But secondly you are looking to invest for a time horizon of only 3 years. Keeping a time horizon of 3 years might prove to be a bit risky for your investments.

On the other hand, if I do some calculations, if you invest Rs 20,000 per month for next 5 years and I safely assume a return of 15% from your mutual funds, you may end up having around 17.71 Lakhs after 5 years.

If your time horizon is of 3 years, invest 33% of your portfolio in equity funds, rest in fixed deposits and FMPs or debt funds

Mayank Gupta www.ninemilliondollars.com

answered Oct 28 '12 at 15:28 by mayank66333 7114

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Asked: Oct 28 '12 at 13:53

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Last updated: Oct 28 '12 at 15:28