maximum monthly return on monthly investment of 15000 pm for 3 yearsre

I am a 44 year old person , with a family responsibilty of wife and a 11 year old daughter and a liability of 10 lakhs of home and 2 lakhs of car exhousted in 18 years of tiresome sales job.My main worry is that I may not be able to carry my career with this line .I want to persue this type of job for another 3 years , means , I can invest around 15 to 20000 per month , upto next 3 years ,means 3 x 12 x 15000 = Rs.5,40,000 /7,20,000. SO,I need some candid financial guidance , that how and where I should invest so, I can get maximum monthly return after my pre mature retirement.

asked Oct 28 '12 at 13:53 by financial advisor 122

Hello dear, If you are looking for maximum monthly return, then equity funds can be the best option for you. But secondly you are looking to invest for a time horizon of only 3 years. Keeping a time horizon of 3 years might prove to be a bit risky for your investments.

On the other hand, if I do some calculations, if you invest Rs 20,000 per month for next 5 years and I safely assume a return of 15% from your mutual funds, you may end up having around 17.71 Lakhs after 5 years.

If your time horizon is of 3 years, invest 33% of your portfolio in equity funds, rest in fixed deposits and FMPs or debt funds

Mayank Gupta

answered Oct 28 '12 at 15:28 by mayank66333 7114


Know someone who can answer? Share a link to this question via Email, Twitter, or Facebook

Your answer
toggle preview

Follow this question

Once you sign in you will be able to subscribe for any updates here

Markdown Basics

  • *italic* or __italic__
  • **bold** or __bold__
  • link:[text]( "title")
  • image?![alt text](/path/img.jpg "title")
  • numbered list: 1. Foo 2. Bar
  • to add a line break simply add two spaces to where you would like the new line to be.
  • basic HTML tags are also supported



Asked: Oct 28 '12 at 13:53

Seen: 2,917 times

Last updated: Oct 28 '12 at 15:28