Term insurance which one to select?

Dear Pankaj Last year I purchased Aegon Religare, online Term insurance for Rs. 75 L, and I am planning additional 50L cover. I have two questions, whether its worth continuing with Religare, at least I felt their approach was very professional. And second, who are most preferred insurance providers that you recommend. Thanx a lot. Rajendra

asked Jan 25 '12 at 16:33 by rajendra_n 1246

One must also keep insurance company size, years in business and past claim settlement ratio in mind.

On these parameters, LIC is best company to get insurance from. In private players, ICICI, HDFC and Birla sunlife are some good companies.

LIC has best claim settlement ratio as of now. If you can wait for sometime, LIC is also coming up with its online term insurance which would be cheaper than current plans. If you want to buy now you may choose among HDFC Click2Protect or ICICI iCare policies.

answered Jan 26 '12 at 16:18 by Pankaj Batra 5.2k320


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Asked: Jan 25 '12 at 16:33

Seen: 2,690 times

Last updated: Jan 26 '12 at 16:18