Hi Pankaj I came to know about your site through one of my friend. My age is 24 & i want to invest in some good equity funds.i did some research & came to know about HDFC top 200,DSP BR Equity fund & others,but i am confused how should i choose the right one for me.i am willing to invest 10k every month.I am looking for Long term Investment .please suggest me if i should opt for debit fund too.should i only opt for SIP?I am also considering to invest some amount in gold.should I opt for ELSS or SIP?My salery doesnt come in tax bracket.For SIP plese tell me the name of some good fund.