Hi, I my DOB is 2/11/1985 and i am non-smoker married. I want to take a e-term insurance plan for 50 Lacs for a max term as possible. I checked out and compared many plans and got confused which one to take based on many parameters like covering maximum modes of death, claim-settlement ratio etc. Could you please advise which plan is best for me ?
1 Answers
You may choose between ICICI iCare and HDFC Click2Protect. Both ICICI and HDFC have good claim settlement ratio among private insurers.
If you can wait for sometime, LIC would also soon launch online term insurance policy.
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